Skip to Main Content
Two harbors FCU


Rates

Rates

Loan Rates Share Certificate Accounts Share and Share Draft Accounts Fee Schedule

Effective as of: 10/15/2024
Loan Rates
Loan typeTerms for repaymentAnnual Percentage Rate (APR*)
Auto (New to 2019)
0 -36 monthsAs low as 5.49%
37 - 48 monthsAs low as 5.74%
49 - 60 monthsAs low as 5.99%
61 - 72 monthsAs low as 6.64%
73 - 78 monthsAs low as 7.49%
79 - 84 monthsAs low as 7.79%
Auto (2018 and older)
0 - 36 monthsAs low as 5.79%
37 - 48 monthsAs low as 6.54%
49 - 60 monthsAs low as 6.64%
61 - 72 monthsAs low as 7.14%
Large RV's and Boats*
0 - 36 monthsAs low as 5.49%
37 - 48 monthsAs low as 5.74%
49 - 60 monthsAs low as 5.99%
61 - 72 monthsAs low as 6.64%
73 - 78 monthsAs low as 7.49%
* Terms up to 180 months available. See a loan officer for details.
Personal RV (snowmobiles, ATV, Jet ski, dirt bikes, etc.)
0 - 36 monthsAs low as 5.54%
37 - 48 monthsAs low as 5.89%
49 - 60 monthsAs low as 6.14%
 
Unsecured0 - 60 monthsAs low as 9.64%
VISA Platinumn/a9.90%
Share Overdraft Protectionn/a13.90%
Real Estate
5 year balloon / up to 30 yearsPlease Contact Credit Union
Fixed 15 yearsAs low as 6.54%
Home Equity
5 year balloon / up to 20 yearsPlease Contact Credit Union
Fixed 15 yearsAs low as 6.54%
FHA Title I
5 yearsAs low as 6.90%
Up to 10 yearsAs low as 7.40%
 
HELOCAdjustableFloor 3.5%
MHFA Fix UpPlease Contact Credit UnionPlease Contact Credit Union
 
All rates are subject to change without notice.
Loan rates based on individual credit score and credit union relationship.

Hours & Location

Drive-Up:
Mon - Fri 7:30am to 5:30pm

Lobby:
Mon - Fri 8:00am to 5:00pm

Located at:
801 11th Street
Two Harbors, MN 55616
218-834-2266

THIRD PARTY SITE DISCLAIMER - Before you leave us...
Note that you are now departing the Two Harbors Federal Credit Union website.
Two Harbors Federal Credit Union is not responsible for accuracy, security, content, or services offered by other websites; we encourage you to view privacy & security disclosures of all websites you visit as they may be different than those of Two Harbors Federal Credit Union.
Visit our site again soon.

Continue Cancel

Back to Top