Rates
Loan Rates Share Certificate Accounts Share and Share Draft Accounts Fee Schedule
Effective as of: 8/18/2025
| Loan Rates | |||
| Loan type | Terms for repayment | Annual Percentage Rate (APR*) | |
| Auto (New to 2020) | |||
| 0 -36 months | As low as 3.49% | ||
| 37 - 48 months | As low as 4.49% | ||
| 49 - 60 months | As low as 4.49% | ||
| 61 - 72 months | As low as 4.49% | ||
| 73 - 78 months | As low as 6.24% | ||
| 79 - 84 months | As low as 6.24% | ||
| Auto (2019 and older) | |||
| 0 - 36 months | As low as 5.74% | ||
| 37 - 48 months | As low as 5.99% | ||
| 49 - 60 months | As low as 6.24% | ||
| 61 - 72 months | As low as 6.59% | ||
| Large RV's and Boats* | |||
| 0 - 36 months | As low as 5.49% | ||
| 37 - 48 months | As low as 5.74% | ||
| 49 - 60 months | As low as 5.99% | ||
| 61 - 72 months | As low as 6.64% | ||
| 73 - 78 months | As low as 7.49% | ||
| * Terms up to 180 months available. See a loan officer for details. | |||
| Personal RV (snowmobiles, ATV, Jet ski, dirt bikes, etc.) | |||
| 0 - 36 months | As low as 5.54% | ||
| 37 - 48 months | As low as 5.89% | ||
| 49 - 60 months | As low as 6.14% | ||
| Unsecured | 0 - 60 months | As low as 9.64% | |
| VISA Platinum | n/a | 9.90% | |
| Flex Cash | n/a | 13.90% | |
| Real Estate | |||
| 5 year balloon / up to 30 years | Please Contact Credit Union | ||
| Fixed 15 years | As low as 6.29% | ||
| Home Equity | |||
| 5 year balloon / up to 20 years | Please Contact Credit Union | ||
| Fixed 15 years | As low as 6.29% | ||
| FHA Title I | |||
| 5 years | As low as 6.90% | ||
| Up to 10 years | As low as 7.40% | ||
| HELOC | Adjustable | Floor 3.5% | |
| MHFA Fix Up | Please Contact Credit Union | Please Contact Credit Union | |
| All rates are subject to change without notice. | |||
| Loan rates based on individual credit score and credit union relationship. | |||
