We sometimes call them Share Draft accounts, but make no mistake - Two Harbors Federal Credit Union has everything you want in a checking account... and more. Choose the account that's best for you:

Share Draft

Avoid fees and maximize your access:

• No monthly fee, No minimum balance requirement
• No-fee Visa Debit Card (with EMV chip and Visa Secure)
• Free online and mobile account access
• Unlimited check writing and ATM transactions
• Overdraft line of credit protection (available upon qualification)
• Opt in to Privilege Pay, an added safety net for your checking account (available upon qualification)

Share Draft Plus

Checking with a return:

• Earn dividends on your balance with a qualifying minimum balance
• No monthly fee with a qualifying minimum balance
• No-fee Visa Debit Card (with EMV chip and Visa Secure)
• Free online and mobile account access
• Unlimited check writing and ATM transactions
• Overdraft line of credit protection (available upon qualification)
• Opt in to Privilege Pay, an added safety net for your checking account (available upon qualification)

CheckRight

Opening your first checking account? Had difficulty with checking in the past? CheckRight is an online, self-study module that teaches how to:

• Open an account
• Write checks
• Make deposits
• Reconcile your account
• Create a spending plan