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Two harbors FCU

Rewards Visa Credit Card

Reward visaa credit card

A Visa credit card from THFCU offers the best of both worlds: A competitive interest rate, and the ability to earn rewards for every purchase.

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At just 9.90% APR, THFCU Visa is one of the best values in the market. We invite you to compare our rate to other rewards cards. Our card also offers no annual fee, no cash advance fee and no balance transfer fee.


Online access to your THFCU Visa is available through Home Banking. Login at the top of this page to:

  • Activate a new card
  • Create or change your Personal Identification Number (PIN)
  • Easy access to uChoose Card Rewards
  • Make payments
  • Transfer balances from other credits cards
  • Access credit card statements, current or archived
  • Replace a lost or stolen card

If you do not have THFCU Home Banking, you can still manage your credit card through your personalized card management resource.


Every purchase earns you points redeemable for merchandise or travel. Visit Once logged in you'll see how many points you've already accumulated. You may just be inspired to shop the thousands of name brand items and travel packages before redeeming points and receiving your rewards!


Visa Secure is a free security feature protecting you from unauthorized use of your THFCU Visa card while shopping online at participating merchants. Learn more about this added free protection by visiting Visa Secure

Visa Rewards Credit Card

Hours & Location

Mon - Fri 7:30am to 5:30pm

Mon - Fri 8:00am to 5:00pm

Located at:
801 11th Street
Two Harbors, MN 55616

THIRD PARTY SITE DISCLAIMER - Before you leave us...
Note that you are now departing the Two Harbors Federal Credit Union website.
Two Harbors Federal Credit Union is not responsible for accuracy, security, content, or services offered by other websites; we encourage you to view privacy & security disclosures of all websites you visit as they may be different than those of Two Harbors Federal Credit Union.
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