Rates
Loan Rates Share Certificate Accounts Share and Share Draft Accounts Fee Schedule
Effective as of: 10/19/2026
| Share Certificate Accounts | |||
| Account Description | Tier | Dividend Rate | APY* |
| 6-month | Tier 1 | 3.54% | 3.59% |
| Tier 2 | 3.84% | 3.90% | |
| 12-month | Tier 1 | 3.64% | 3.69% |
| Tier 2 | 3.94% | 4.00% | |
| 18-month | Tier 1 | 3.64% | 3.69% |
| Tier 2 | 3.94% | 4.00% | |
| 24-month | Tier 1 | 3.69% | 3.74% |
| Tier 2 | 3.99% | 4.05% | |
| 36-month | Tier 1 | 3.74% | 3.79% |
| Tier 2 | 4.04% | 4.10% | |
| 48-month | Tier 1 | 3.79% | 3.84% |
| Tier 2 | 4.09% | 4.15% | |
| 60-month | Tier 1 | 3.84% | 3.90% |
| Tier 2 | 4.14% | 4.20% | |
| * APY means Annual Percentage Yield | |||
| Higher rates available with Jumbo Series or Relationship Pricing contact THFCU | |||
| Tier 1 minimum balance is $500, Tier 2 minimum balance is $2,500 non-IRA and $2,000 for IRA accounts | |||