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Because THFCU is a nonprofit institution
owned by it’s members, we are able to offer a wide
variety of services at little or no cost. Most of our
share draft services are free and members can access their
accounts in person, by phone, or online 24 hours a day
at thfcu.org. And, because a share draft is also a deposit
account, THFCU pays dividends on balances.
THFCU makes financial transactions
and management convenient with a VISA card that has no
annual fee and a 24-hour drive-up ATM – a service
that is also free to members. Our ATM
Co-Op Network has more than 19,500 ATMs across the country
that members can use without a surcharge.
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| Another Benefit of
Membership – Life Savings Insurance and Loan Protection |
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Your Credit Union offers this financial
protection for your family at no direct expense to you.
The premium is paid by THFCU and there is no medical
exam required to qualify. The insurance offered is equal
to the insurable balance in your eligible accounts,
up to a policy maximum. As long as you maintain an eligible
account, you retain your Life Savings Insurance.
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Loan Protection Insurance gives members
the assurance that their outstanding loans will be paid
if they were to die. This protection is provided to
members at no direct charge. And enrollment in our Loan
Protection is automatic … there’s no insurance
application, physical examination or inconvenient paperwork.
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MEMBERS® Auto and Homeowners Program
We've joined with a dedicated team of insurance professionals to bring you the MEMBERSŪ Auto and Homeowners Insurance Program.
- MEMBERS Auto and Homeowners is the property and casualty coverage solution preferred by the most credit unions and their members.
- Convenient e-service, pay your bill or make changes to your policy, even report a claim.
- Receive fast, easy access to claims service 24 hours a day.
- Obtain a free no obligation quote or locate an agent at the local Liberty Mutual sales office.
Click here for a free, no-obligation quote
The MEMBERS Auto & Home Insurance Program is underwritten by leading insurance companies, including Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.
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(Effective
December 1, 2010)
Account Balancing Assistance
| $15.00 per hour (1/2 hour minimum) |
Account Research Request
| $15.00 per hour (1/2 hour minimum) |
Check Printing
| Price may vary depending on style of check |
Nonsufficient Funds Return
| $25.00 per item |
Nonsufficient Funds Paid, Privilege Pay
|
$25.00 per item |
Nonsufficient Funds Transfer
| $2.00 per item |
Nonsufficient Debit Card Paid
| $25.00 per item |
Returned Check
| $5.00 per item |
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Drafts Truncated
Share Draft |
No Charge |
| Share Draft Plus | $8.00 per month if MB not maintained |
Drafts Back
Paper Image |
$5.00 per month, plus $0.10
per draft |
| Compact
Disc | $8.00 per month, plus $.10 per draft |
Share Draft Copy
Paper |
$2.00 per item |
| Image | $1.50 per item |
Stop Payment
| $10.00 per item or $20.00 per series |
Stop Payment Removal
| $5.00 |
Telephone Transfer Fee
| No charge |
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THFCU
makes getting cash and making purchases
almost
anywhere safe and easy. Our 24-hour ATM
is free for
our members. |
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(Effective
December 1, 2010)
| ATM Withdrawal with THFCU Card |
No charge |
Audio Response for Members
| No charge |
Bill Payer
| No charge, ask for details |
Cashier’s Check |
No charge first check per day, then $10.00
per check |
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Coin Counting
| No charge |
Deposit Bags, Zippered, Non Locking
| $8.00 |
Deposit Bags, Zippered, Locking
| $20.00 |
eStatements
|
No charge |
Facsimile
Out |
$3.00 first two pages, $1/additional page |
| In |
No charge |
Canadian Draft Processing
| $16.00 per item |
International Draft Processing
| $27.00 per item |
Replace Visa Credit or Debit
| $5.00 |
Home Banking
| No charge |
Levy/Garnishment Fee
| $25.00 per item |
Interim Statement
| $1.00 per statement |
Money Orders
| $1.00 per order |
Notary Public
| No charge |
Returned Statements Without
A Forwarding Address | $10.00 per
statement |
Photocopy | No
charge first two per day, then $.25/copy |
Safe Deposit Box
3” x 5” |
$20.00 per
year |
| 3” x 10” | $25.00 per year |
| 5” x 5” | $20.00 per year |
| 10” x 10” | $90.00 per year |
Lock Replacement/Drilling &
Replacement
| *Price varies, please ask
for details |
Traveler’s Check
| No charge |
Visa Debit or Credit, Replace Plastic Card
| $5.00 per item |
Statement Copy Fee
| $1.00 per statement |
Statement Copy
| $3.00 per month |
Wire Transfers
Out (domestic) |
$15.00 per transfer |
| Out (international) | $50.00 per transfer |
| In | No charge |
Western Union
Domestic |
$25.00 per transfer |
| International – ≤$500
| $30.00 per transfer |
| International – >$500<=5000 | $50.00
per transfer |
| International – >5000 | $60.00
per transfer |
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© 2010 THFCU All Rights Reserved • Privacy Policy
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