We make the dream of home ownership a reality. Because of our financial strength and nonprofit status, we are able to offer mortgage rates that are almost always lower than other financials.

Current Rate*:
Balloon, 3-year As low as 5.45% APR**
Fixed 10 to 30 years Call for current rates

With a home equity loan (HE) or line of credit (HELOC), the equity you’ve built in your home serves as collateral. Equity is the difference between your home’s market value and the amount outstanding on your mortgage. You can use a HE loan or HELOC to borrow for many things including home improvements, a new vehicle, your child’s college education, or even a vacation!

HE Current Rate*:
80% Loan to Value (LTV) As low as 6.45% APR**
90% Loan to Value (LTV) As low as 7.45% APR**

HELOC Current Rate:
80% Loan to Value (LTV) 6.00% APR**
90% Loan to Value (LTV) 6.50% APR**

We offer vehicle loans with some of the lowest rates anywhere. THFCU vehicle loans come with loan protection insurance and you can be pre-approved for a loan before you even head to the dealership. If you are currently using dealer financing, you can still refinance your vehicle through THFCU and take advantage of our great member-to-member service and low rates.

Current Rate*:
New or Used As low as 5.95% APR**

Want to take advantage of all four of our seasons? How about a snowmobile, ATV, personal watercraft, boat or RV? THFCU can finance your recreational vehicles at a great interest rate.

Current Rate*:
RV, Boat, Snowmobile, etc. As low as 6.95%**

Our student loans can help finance the high cost of higher education. THFCU also has all the financial services college-bound students need. Consider us for share draft accounts, credit and debit cards and more.

Current Rate*:
Federal Stafford 6.800% APR**
Federal Plus 8.500% APR**

Three types of personal loans are offered which do not require collateral pledged as security.

Signature Loans: