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| Reap the Rewards of "Relationship Pricing" and "Jumbo Series Pricing!"
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| Get better rates on your share certificate accounts - here's how! New pricing options offer Credit Union members opportunities to earn even more on their deposits.
"Relationship Pricing"
The "Relationship Pricing" plan specifically targets our share certificates and allows members to receive a Dividend Premium when they have an average total relationship (ATR) which is based on account balance, or when they deposit new money (NM) into a THFCU account. So, the
"Relationship Pricing" plan begins when a member has an active THFCU share draft account and then either:
- Maintains a specified ATR with THFCU, OR
- Deposits NM with THFCU.
Members who meet either of these two requirements can now earn a dividend premium in addition to an already great rate on their share certificate.
"Jumbo Series Pricing"
Now, THFCU introduces "Jumbo Series Pricing" (JSP). JSP allows members with higher deposits to earn a higher Dividend. With minimum balance requirements of $50,000, $75,000 or $99,000, members will earn a Dividend Premium to the Dividend Rate shown in Tier Two below. This Dividend Premium is an additional .15%, .20% or .25% respectively. "Jumbo Series Pricing" may not be combined with "Relationship Pricing."
THFCU wants to reward and retain members who continue to help Your Credit Union grow and remain a financially stable and secure financial institution. This is our way of saying "Thank you" to those members!
If you have questions or want to learn more, call us at (218) 834-2266. We'll help you reap the rewards of our great rates as well as our new "Relationship Pricing" and "Jumbo Series" plans!
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| Share
Certificate Accounts
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Effective
04-21-08
|
Account
Description |
Minimum Balance |
Dividend
Rate |
APY* |
 |
| 6-month |
$500 |
n/a |
n/a |
| |
$2,500 |
3.16% |
3.20% |
| 12-month |
$500 |
2.96% |
2.99% |
| |
$2,500 |
3.26% |
3.30% |
| 18-month |
$500 |
2.96% |
2.99% |
| |
$2,500 |
3.26% |
3.30% |
| 24-month |
$500 |
3.15% |
3.19% |
| |
$2,500 |
3.45% |
3.50% |
| 36-month |
$500 |
3.25% |
3.29% |
| |
$2,500 |
3.55% |
3.60% |
| 48-month |
$500 |
3.30% |
3.34% |
| |
$2,500 |
3.60% |
3.65% |
| 60-month |
$500 |
3.40% |
3.44% |
| |
$2,500 |
3.70% |
3.75% |
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| Share
and Share Draft Accounts
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| Effective 01-01-08 |
Account
Description |
Minimum Balance |
Dividend
Rate |
APY* |
|
| Primary Shares |
$5 |
.90% |
.90% |
| Christmas Shares |
$1 |
.90% |
.90% |
| Secondary Shares |
$1 |
.90% |
.90% |
| Money Market Shares |
$500 |
1.00% |
1.01% |
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$2,500 |
2.10% |
2.12% |
| |
$25,000 |
2.90% |
2.93% |
| |
$50,000 |
3.50% |
3.55% |
| Real Estate Escrow |
$1 |
.90% |
.90% |
| Share Draft |
N/A |
N/A |
N/A |
| Share Draft Plus |
$500 |
.60% |
.60% |
| Traditional IRA, Roth IRA, ESA** |
$100 |
1.15% |
1.16% |
| |
$2,500 |
2.25% |
2.27% |
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$25,000 |
3.05% |
3.09% |
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$50,000 |
3.65% |
3.70% |
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*APY means Annual
Percentage Yield |
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**ESA Coverdell Education Savings
Account |
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Dividend rates on shares (deposit
accounts) are subject to change without notice. To confirm
a rate shown, call 218-834-2266. |
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