Your Future. Your Credit Union. 
If you live in the area we serve from Lakeside in Duluth along the North Shore and inland to the Cook County border, THFCU can help you realize your dreams.
If your dream is a new home, a new car, truck, or RV, help with college tuition – or a more financially secure future – we can help with:
  • Lower rates on loans
  • Higher rates on savings
  • Financial services at little or no cost
  • Friendly member-to-member service
  • Internet Home Banking
We are the loan experts! Since 1948 we’ve written more than $323 million in loans that have helped our members realize their dreams!
We hope this Web site will be every bit as helpful and friendly as stopping in at THFCU!
Let's make it happen for you!



 Field of Membership 
Membership in Two Harbors Federal Credit Union is open to anyone who lives, works, attends school or worships in Lake County, Lakeside and Lester Park neighborhoods in Duluth, and townships north from Lester Park including Bassett.


 Mission Statement 
The Two Harbors Fedral Credit Union is a member-owned, full-service financial cooperative dedicated to meeting the financial needs of its members and our communities.


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